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Birmingham Real Estate
MOVING IN
Final Walk-Through Inspection
This is your last chance to confirm agreed repairs are completed, the property is in the expected condition, and seller belongings are removed. Final walk-throughs usually occur the day before or the day of closing.
Closing
At closing you, the seller, and the closing agent sign the settlement documents. You’ll finalize loan paperwork and deliver remaining funds by certified check or wire transfer. Once recorded at the County Recorder’s office, the deed transfers and you take ownership. Lastly, make sure to file Homestead right away if this is your primary residence. Not filing can cost you a lot of money. Unsure how to do that - one of our seasoned agents will work with you to walk you through the process.
FREE PROPERTY CONSULTATION Call or text us at 205.677.8554 or complete this short form and one of our agents will be in touch.
Free Rental Analysis
Buyer or Seller?
Tips For Buying
Don’t max out your budget.
Approval for a loan maximum doesn’t mean you should spend it all. Reserve funds for closing costs, taxes, repairs, and unexpected expenses.
Get to Know the Area
Consider schools, commute, shopping, and long-term resale potential.
Don’t Skip the Home Inspection
Inspections reveal hidden issues and inform negotiation and repair decisions.
Get Pre-Approved
A pre-approval shows sellers you’re serious and ready to move forward.
Make a List of Deal Breakers
LEARN MORE
Know what you can live with and what you cannot live without and also those things that can be taken care of with a simple remodel. If you need a 4 bedroom home, don't buy one with 2 that requires a massive addition which can break your budget.
Look at the Age of Appliances and Other SystemsAppliances are some of the most expensive portions of the home and you should pay particular attention to their age and whether they have required service. Other systems to have inspected are your HVAC, hot water heater, and your septic & well, if applicable. You may be able to get the seller to add a home warranty when buying.
Check For HOA RequirementsMost neighborhoods have HOAs that govern what you can and can't do - be sure you know what the rules are for your neighborhood.
